News/Blog
Your source for expert information on housing in South Dakota.
The Final Steps to Homeownership: Navigating Closing Costs
One key part of the homebuying journey that is often overlooked in consideration is closing costs. Learn how to budget, negotiate, and make informed decisions on the journey to your dream home.
Avoiding Homebuying Mistakes: Lessons from First-Time Homeowners
Tips from a seasoned South Dakota first-time homeowner: Nail down your budget, team up with a savvy real estate agent, emphasize location, conduct a comprehensive inspection, and practice patience. Begin your homebuying journey now
The Essential First-Time Homebuyer Checklist: Must-Do Tasks Before Closing the Deal
It's good to be well-informed in your home-buying experience is a success. We've created this essential checklist of must-do tasks before closing the deal.
From Renting to Owning: Benefits of Becoming a Homeowner
Transitioning from renting to homeownership may seem daunting, but the benefits are immense. Homeownership builds equity, stability, and community connections.
First Time Home Buyers Insurance Guide 2023
First-time homebuyers in South Dakota: Protect your investment with comprehensive homeowners insurance. Safeguard your valuable asset - your home.
How Your Credit History Affects Your Homeownership Journey
Learn about the importance of credit scores for purchasing your dream home in our latest blog. Understand how they impact financing to make informed decisions.
A Guide to Mortgage Affordability for First-Time Buyers
Get a grasp of your mortgage affordability before house hunting. Our guide for first-time homebuyers helps you crunch the numbers and make informed decisions.
Common Mistakes People Make When Buying a House for the First Time
Avoid common first-time homebuyer mistakes like neglecting budgeting and skipping pre-approval. Prioritize factors beyond aesthetics for a successful home search.
The Evolution of Interest Rates: Your Guide to Confident Home Purchases
Don't let intimidating interest rates deter you from buying your first home. Explore the year's interest rate trends to ease concerns and make informed decisions.
A Comprehensive Guide to South Dakota's Governor's House Program
The Governor's House Program offers inmate involvement, focusing on tiny house construction for affordable housing. Inmates gain valuable carpentry skills through participation.
What Are Homebuyer Education Programs?
Gain confidence in your homebuying journey with a homebuyer education program. Equip yourself with essential knowledge to make informed decisions.
How To Cut Closing Costs When Buying a Home
Are you looking to buy a home, but worried about the high closing costs? Learn how to cut your closing costs when buying a home.
What is the difference between an FHA and a USDA loan?
Compare FHA and USDA loans to find the right fit for your home purchase. Make an informed decision tailored to your financial situation and goals.
First-Time Homebuyer Finance 101
In 2023, 32% of home buyers were first-time buyers. If you're planning to buy your first home, this guide covers everything from downpayment assistance to loan programs. Learn how South Dakota Housing can help make homeownership affordable through first-time homebuyer programs and financing options. Read on to take the first step toward your new home.