One key part of the homebuying journey that is often overlooked in consideration is closing costs. Learn how to budget, negotiate, and make informed decisions on the journey to your dream home.

Buying your first home can be a complex process, but it's also a very rewarding one. Follow these steps in our latest blog, get help from real estate pros, and confidently make your dream of owning a home come true.

South Dakota Housing provides homebuyer programs designed to help first-time buyers secure affordable loans. Options include downpayment assistance and the Governor’s House Program, offering support to make homeownership more accessible.

Homeownership is a long-term commitment, so planning for your financial future is important. Consider how your home purchase fits into your overall financial goals, including retirement savings, education funds for children, and investments.

Tony stands as a reliable resource for first-time homebuyers, helping them navigate the real estate market. Tune in for more expert advice from Tony Bachman.

First-time homebuyers: Don't overlook pre-qualification for a mortgage. Streamline the process and ensure a steady, secure entry into homeownership.

Selecting a home that is right for you takes lots of careful planning and consideration. For a pathway to making a confident decision, read our full how-to on choosing the right home for your first purchase!

Whether you are a first-time homebuyer or a repeat homebuyer, the process of buying a home can be intimidating. We want South Dakotans to be able to achieve their homeownership goals, so we have loan options and programs in place to provide opportunities to help reach this goal.

In 2023, 32% of home buyers were first-time buyers. If you're planning to buy your first home, this guide covers everything from downpayment assistance to loan programs. Learn how South Dakota Housing can help make homeownership affordable through first-time homebuyer programs and financing options. Read on to take the first step toward your new home.