Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Credit When Credit is Due

If you have ever wondered why some people in life get ahead while others do not, and how you can get ahead, then this is the class for you.

In addition, Credit When Credit is Due graduates will receive a packet that includes cards to send the three national credit bureaus if they want to add a statement to their credit reports.

Credit When Credit is Due - Chapters 1-6 includes:

This class covers how to get what you want, using credit, understanding credit scores, buying a car, and much more.

Credit When Credit is Due - Chapters 7-12 includes:
This class covers buying a home, evaluating credit offers, what you need to know about bill collectors, building and rebuilding your credit, and much more.

Registration for class is free - but required.
(Should we need to cancel a class we need to know how to reach you.)

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

PLEASE JOIN US FOR A FREE TRAINING

TRAINING DESCRIPTION

Join us for an insightful event where we will delve into the complexities of navigating communication. This training focuses on fostering good communication through an understanding that there are rules and laws that different disciplines or professions must follow - and that the rules are not the same for everyone. The more each team member can know about what rules others must follow, the more respect and understanding there will be in communications. Discussion about what confidential information consists of - and how "privileged" information may be a bit different. Participants will learn how to best draft a Release of Information for a client to sign so that it is effective and adheres to federal confidentiality rules for agencies that receive federal grant funds. The goal is to come to a good understanding of how to share confidential information legally and safely.

1:00 pm - 4:00 pm CT
Downtown Library
200 N Dakota
Sioux Falls
Meeting Room B

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Credit When Credit is Due

If you have ever wondered why some people in life get ahead while others do not, and how you can get ahead, then this is the class for you.

In addition, Credit When Credit is Due graduates will receive a packet that includes cards to send the three national credit bureaus if they want to add a statement to their credit reports.

Credit When Credit is Due - Chapters 1-6 includes:

This class covers how to get what you want, using credit, understanding credit scores, buying a car, and much more.

Credit When Credit is Due - Chapters 7-12 includes:
This class covers buying a home, evaluating credit offers, what you need to know about bill collectors, building and rebuilding your credit, and much more.

Registration for class is free - but required.
(Should we need to cancel a class we need to know how to reach you.)

PLEASE JOIN US FOR A FREE TRAINING

TRAINING DESCRIPTION

Join us for an insightful event where we will delve into the complexities of navigating communication. This training focuses on fostering good communication through an understanding that there are rules and laws that different disciplines or professions must follow - and that the rules are not the same for everyone. The more each team member can know about what rules others must follow, the more respect and understanding there will be in communications. Discussion about what confidential information consists of - and how "privileged" information may be a bit different. Participants will learn how to best draft a Release of Information for a client to sign so that it is effective and adheres to federal confidentiality rules for agencies that receive federal grant funds. The goal is to come to a good understanding of how to share confidential information legally and safely.

1:00 pm - 4:00 pm MT
Downtown Library
610 Quincy St
Rapid City
Hoyt Room

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

SOUTH DAKOTA HOUSING
Telephonic Board Meetings

November 5, 2024
11:00 AM (CT)

Call-in Number: 1-469-253-5858, ID: 299 128 351#

Join a Microsoft Teams Meeting by ID | Microsoft Teams
Meeting ID: 272 980 415 973
Passcode: WmwySD

Or

Join the meeting now

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Lunch provided.

Questions? Email CFR@LssSD.org or call 605-330-2700

Thursday, October 24, 2024

6:00 pm - 9:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

Tuesday, October 22, 2024

6:00 pm - 9:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

SOUTH DAKOTA HOUSING
Telephonic Board Meetings

October 17, 2024
11:00 AM (CT)

Call-in Number: 1-469-253-5858, ID: 634 881 186#

Join a Microsoft Teams Meeting by ID | Microsoft Teams
Meeting ID: 290 680 577 003
Passcode: K68zcx

Or

Join the meeting now

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Saturday, October 12, 2024

10:00 am - 4:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Lunch provided.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Saturday, September 28, 2024

10:00 am - 4:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

SDHDA Homeownership Education Resource Organization (HERO) Certificates of Completion are issued to participants after attending both parts 1 and 2.

To attend via Zoom, register 24 hours in advance by calling 888-258-2227 or emailing CFR@LssSD.org.

Please note that we are unable to accommodate children in our seminars. We ask that you make alternative childcare arrangements prior to attending.

CONTACT INFO
Register your spot today.
CFR@LssSD.org
605-330-2700

SOUTH DAKOTA HOUSING
Telephonic Board Meetings

September 24, 2024
11:00 AM (CT)

Call-in Number: 1-469-253-5858, ID: 712 059 995#

Join a Microsoft Teams Meeting by ID | Microsoft Teams
Meeting ID: 222 180 618 341
Passcode: fthRur

Or

Join the meeting now