Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Lunch provided.

Questions? Email CFR@LssSD.org or call 605-330-2700

SOUTH DAKOTA HOUSING
Telephonic Board Meeting

January 14, 2025
11:00 AM (CT)

Call-in Number: 1-469-253-5858, ID: 442 036 27#

Join a Microsoft Teams Meeting by ID | Microsoft Teams
Meeting ID: 233 207 389 710
Passcode: vUVFva

Or

Join the meeting now

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

SOUTH DAKOTA HOUSING FOR
THE HOMELESS CONSORTIUM
POINT-IN-TIME COUNT

January 28, 2025
All Day
Statewide

On Jan. 28, 2025, the South Dakota Housing for the Homeless Consortium (SDHHC), an affiliate of South Dakota Housing, will conduct its annual statewide point-in-time (PIT) homeless count. The PIT Count is a national one-day census and estimate of all people experiencing homelessness and fleeing domestic violence.  

The PIT is an important source of annual data, providing characteristics of people who are experiencing homelessness. Every year this data is used to measure homelessness on local, state, and national levels. PIT Count data helps policy makers and communities measure progress, identify strengths and gaps in services, increases public awareness of homelessness, and enhances system planning and responses.

For more information contact Joe Tielke, SDHHC Administrator, at joseph@sdhda.org.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Lunch provided.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Lunch provided.

Questions? Email CFR@LssSD.org or call 605-330-2700

SOUTH DAKOTA HOUSING FOR
THE HOMELESS CONSORTIUM
QUARTERLY MEETING

AmericInn Conference Center | Chamberlain
March 11, 2025
10:00 AM - 3:30 PM (CT)

The South Dakota Housing for the Homeless Consortium will be meeting virtually December 17, 2024, for their quarterly meeting. The Consortium was formed to access HUD's Continuum of Care funding, which has provided over $23 million dollars of capital and operating funds to South Dakota since 2000. In addition, the Consortium has also expanded its efforts and knowledge of homelessness in South Dakota by facilitating meetings and events for individuals and organizations and analyzing homelessness information.

For more information contact Joe Tielke, SDHHC Administrator, at joseph@sdhda.org.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.